https://new.cassandraaml.com/resourcesAustralian AML/CTF guides for professionals.https://new.cassandraaml.com/resources/aml-ctf-tranche-2-guidehttps://new.cassandraaml.com/resources/aml-ctf-tranche-2-guideAustralia's Tranche 2 AML/CTF reforms now cover tax agents, accountants, lawyers, conveyancers and real estate agents. What changed on 1 July 2026, who is captured, the six core obligations and what to do now.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-ctf-for-tax-agentshttps://new.cassandraaml.com/resources/aml-ctf-for-tax-agentsWhich tax agent services are designated under Tranche 2, how to distinguish routine tax advice from captured work, and the obligations Australian tax practices must meet from 1 July 2026.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-ctf-for-lawyershttps://new.cassandraaml.com/resources/aml-ctf-for-lawyersHow Tranche 2 captures Australian law firms and conveyancers: which legal services are designated services, customer due diligence for law practices, trust money, tipping off, and how legal professional privilege is preserved.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-ctf-for-real-estatehttps://new.cassandraaml.com/resources/aml-ctf-for-real-estateTranche 2 obligations for Australian real estate agencies from 1 July 2026: verifying vendors and purchasers, screening, risk assessment, suspicious matter reporting and the records every agency must keep.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/austrac-enrolment-guidehttps://new.cassandraaml.com/resources/austrac-enrolment-guideStep-by-step AUSTRAC enrolment for tax agents, lawyers and real estate agents: who must enrol, what information you need, the compliance officer notification, and what happens after you enrol.Wed, 29 Jul 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-ctf-program-guidehttps://new.cassandraaml.com/resources/aml-ctf-program-guideWhat an AML/CTF program must contain for a small Australian practice: its ML/TF risk assessment, risk-based policies, governance, training, evaluation and evidence that the controls operate.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/customer-due-diligence-guidehttps://new.cassandraaml.com/resources/customer-due-diligence-guideCustomer due diligence under the amended AML/CTF Act: verifying individuals and entities, finding beneficial owners (UBOs), PEP and sanctions screening, risk rating, and when enhanced due diligence applies.Wed, 29 Jul 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/suspicious-matter-reports-guidehttps://new.cassandraaml.com/resources/suspicious-matter-reports-guideSuspicious matter reporting for newly regulated Australian practices: what forms a suspicion, SMR deadlines, what goes in the report, and the section 123 tipping-off offence every staff member must understand.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-ctf-glossaryhttps://new.cassandraaml.com/resources/aml-ctf-glossaryPlain-English definitions of the AML/CTF terms Australian tax agents, lawyers and real estate agents now need: AUSTRAC, CDD, EDD, beneficial owner, designated service, PEP, SMR, TTR, tipping off and more.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-ctf-for-tcsphttps://new.cassandraaml.com/resources/aml-ctf-for-tcspTrust and company service providers (TCSPs) are at the centre of Tranche 2: forming companies and trusts, acting as nominee directors or shareholders, providing registered offices. Obligations, CDD on structures, beneficial ownership and reporting.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-ctf-for-precious-metals-dealershttps://new.cassandraaml.com/resources/aml-ctf-for-precious-metals-dealersAustralian AML/CTF obligations for jewellers, precious-metals, stones and products dealers and bullion dealers: regulated items, payment thresholds, linked transactions, CDD and reporting.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/nominee-arrangements-aml-guidehttps://new.cassandraaml.com/resources/nominee-arrangements-aml-guideHow item 7 acting arrangements and item 8 nominee-shareholder services apply to TCSPs and professional practices: customers, ownership, risk, CDD and red flags.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/registered-office-services-amlhttps://new.cassandraaml.com/resources/registered-office-services-amlWhen providing a registered office or principal place of business in the course of business becomes item 9: CDD, monitoring, mail handling and red flags.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/beneficial-ownership-ubo-guidehttps://new.cassandraaml.com/resources/beneficial-ownership-ubo-guideHow to identify beneficial owners under the amended AML/CTF Act: the 25% ownership threshold, control through other means, trustees and appointors, walking layered structures, and what to record when no owner reaches 25%.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/threshold-transaction-reports-guidehttps://new.cassandraaml.com/resources/threshold-transaction-reports-guideThreshold transaction reports for Australian practices and dealers: what counts as physical currency, the A$10,000 threshold, aggregation traps, the 10-business-day deadline, and how TTRs differ from SMRs.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-geographical-link-test-australiahttps://new.cassandraaml.com/resources/aml-geographical-link-test-australiaA practical guide to deciding whether a designated service has the Australian geographical link needed for the AML/CTF Act to apply.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/pre-commencement-customer-transition-guidehttps://new.cassandraaml.com/resources/pre-commencement-customer-transition-guideA file-based approach to identifying pre-commencement customers, applying transitional CDD settings and maintaining ongoing due diligence after commencement.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-exemptions-designated-service-boundarieshttps://new.cassandraaml.com/resources/aml-exemptions-designated-service-boundariesA cautious method for testing whether professional, property and precious-items activities are designated services and whether a specific exemption applies.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/ml-tf-pf-risk-assessment-guidehttps://new.cassandraaml.com/resources/ml-tf-pf-risk-assessment-guideA practical method for identifying, assessing and documenting money laundering, terrorism financing and proliferation financing risks.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-compliance-officer-governance-guidehttps://new.cassandraaml.com/resources/aml-compliance-officer-governance-guideHow Australian reporting entities can assign governing-body, senior-manager and compliance-officer responsibilities with evidence and oversight.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-personnel-due-diligence-traininghttps://new.cassandraaml.com/resources/aml-personnel-due-diligence-trainingA risk-based framework for identifying relevant roles, assessing personnel integrity and capability, and delivering effective AML/CTF training.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-record-keeping-seven-yearshttps://new.cassandraaml.com/resources/aml-record-keeping-seven-yearsA practical retention schedule for CDD, transactions, programs, reports, screening and governance evidence under Australian AML/CTF law.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-independent-evaluation-guidehttps://new.cassandraaml.com/resources/aml-independent-evaluation-guideHow to plan, commission and remediate an independent evaluation of AML/CTF program design, implementation and effectiveness.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/pep-sanctions-screening-australiahttps://new.cassandraaml.com/resources/pep-sanctions-screening-australiaA practical Australian workflow for distinguishing PEP risk from sanctions prohibitions, resolving matches and documenting ongoing screening decisions.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/source-of-funds-vs-source-of-wealthhttps://new.cassandraaml.com/resources/source-of-funds-vs-source-of-wealthHow to distinguish, collect and verify source-of-funds and source-of-wealth information using a risk-based Australian AML/CTF approach.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/ongoing-cdd-review-trigger-eventshttps://new.cassandraaml.com/resources/ongoing-cdd-review-trigger-eventsAn operational catalogue of customer events that should trigger AML/CTF risk, KYC, verification, enhanced due diligence and reporting review.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/adverse-media-checks-australiahttps://new.cassandraaml.com/resources/adverse-media-checks-australiaHow Australian reporting entities use adverse-media searches in AML/CTF without treating every negative article as an automatic risk result.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/ifti-reporting-guidehttps://new.cassandraaml.com/resources/ifti-reporting-guideWhat an international funds transfer instruction is, who must report it to AUSTRAC, the 10-business-day deadline and how IFTIs differ from TTRs and SMRs.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/tipping-off-protected-information-guidehttps://new.cassandraaml.com/resources/tipping-off-protected-information-guideWhat tipping off means under the AML/CTF Act, which SMR-related information is protected and how Australian firms communicate without disclosing it.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-reliance-agreements-australiahttps://new.cassandraaml.com/resources/aml-reliance-agreements-australiaWhen Australian reporting entities can rely on another entity's customer identification, what a reliance arrangement requires and what each party still owns.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/identity-verification-options-australiahttps://new.cassandraaml.com/resources/identity-verification-options-australiaThe verification paths Australian reporting entities can use under AML/CTF: document-based checks, electronic identity providers and the Document Verification Service.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/austrac-enforcement-and-penalties-guidehttps://new.cassandraaml.com/resources/austrac-enforcement-and-penalties-guideHow AUSTRAC supervises reporting entities, the enforcement tools it uses and the penalty framework Australian practices now face under the AML/CTF Act.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-ctf-new-reporting-entity-checklisthttps://new.cassandraaml.com/resources/aml-ctf-new-reporting-entity-checklistThe practical first-90-days checklist for practices that became reporting entities under Tranche 2: enrolment, governance, risk, CDD, training and records.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/customer-refusal-and-exit-guidehttps://new.cassandraaml.com/resources/customer-refusal-and-exit-guideWhen Australian reporting entities must refuse a service or exit a relationship because CDD cannot be completed, and how to record the decision safely.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/sanctions-screening-operations-australiahttps://new.cassandraaml.com/resources/sanctions-screening-operations-australiaHow Australian reporting entities screen against targeted financial sanctions, use the DFAT Consolidated List and integrate sanctions checks with AML/CTF.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-ctf-software-buyers-guide-australiahttps://new.cassandraaml.com/resources/aml-ctf-software-buyers-guide-australiaThe criteria Australian Tranche 2 practices should test when buying AML/CTF software: scope, evidence, reporting, security, integrations and provider honesty.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-red-flags-professional-services-guidehttps://new.cassandraaml.com/resources/aml-red-flags-professional-services-guideThe transaction and behaviour patterns Australian professionals should escalate: secrecy, unusual payments, complex structures, third parties and rapid changes.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/tax-agent-company-trust-smsf-amlhttps://new.cassandraaml.com/resources/tax-agent-company-trust-smsf-amlA service-based guide to when tax-agent work creating a company, trust or SMSF becomes a professional designated service and what must happen before the work starts.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/tax-advice-vs-designated-serviceshttps://new.cassandraaml.com/resources/tax-advice-vs-designated-servicesHow Australian tax practices distinguish general tax advice from active work that directly advances a business, company, trust or real-estate transaction.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/tax-agent-client-money-amlhttps://new.cassandraaml.com/resources/tax-agent-client-money-amlA practical explanation of table 6 item 3 for tax practices, including receiving, controlling or managing client property and the principal statutory boundaries.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/tax-practice-entity-cddhttps://new.cassandraaml.com/resources/tax-practice-entity-cddA practical CDD workflow for tax practices onboarding companies, partnerships, trusts and SMSFs for designated services under Australia's AML/CTF regime.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-ctf-for-bas-agentshttps://new.cassandraaml.com/resources/aml-ctf-for-bas-agentsA practical guide for Australian BAS agents deciding whether their services are regulated and building controls for any professional designated services they provide.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/bas-agent-bookkeeping-designated-serviceshttps://new.cassandraaml.com/resources/bas-agent-bookkeeping-designated-servicesHow BAS agents and bookkeepers distinguish ordinary processing from client-money, entity, transaction and address services regulated under Australia's AML/CTF Act.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/bas-agent-payment-authority-amlhttps://new.cassandraaml.com/resources/bas-agent-payment-authority-amlA detailed guide to fixed payment instructions, discretionary authority, client-bank access and the table 6 item 3 boundaries that BAS practices must assess.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/bas-agent-entity-address-serviceshttps://new.cassandraaml.com/resources/bas-agent-entity-address-servicesHow BAS practices scope company and trust creation, legal-form restructuring, nominee arrangements and registered-office or principal-address services.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/small-business-kyb-bas-agentshttps://new.cassandraaml.com/resources/small-business-kyb-bas-agentsA risk-based entity due-diligence workflow for BAS practices providing designated services to companies, partnerships, trusts and sole traders.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-ctf-for-accountantshttps://new.cassandraaml.com/resources/aml-ctf-for-accountantsA comprehensive guide for Australian accountants scoping professional designated services and operating risk-based AML/CTF controls from 1 July 2026.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-business-sale-amlhttps://new.cassandraaml.com/resources/accountant-business-sale-amlHow accountants distinguish advice and standalone valuation work from active assistance that directly advances a company or legal-arrangement sale or transfer.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-company-trust-restructure-amlhttps://new.cassandraaml.com/resources/accountant-company-trust-restructure-amlA detailed guide to company and express-trust formation, item 6 legal-form restructuring and the service-specific customer due diligence accountants must perform.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-client-money-amlhttps://new.cassandraaml.com/resources/accountant-client-money-amlA practical guide to receiving, holding, controlling or managing client property, direct advancement, payment boundaries and workflow controls for accountants.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-equity-debt-finance-amlhttps://new.cassandraaml.com/resources/accountant-equity-debt-finance-amlHow accountants distinguish general advice from work advancing equity or debt finance for a body corporate, proposed body corporate or legal arrangement.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/tax-agent-aml-ctf-checklisthttps://new.cassandraaml.com/resources/tax-agent-aml-ctf-checklistA file-ready AML/CTF checklist for Australian tax agents: scope decisions, enrolment, CDD, reporting, training and the records AUSTRAC can ask for.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/tax-agent-trustee-director-services-amlhttps://new.cassandraaml.com/resources/tax-agent-trustee-director-services-amlWhen a tax agent acting as trustee or director provides item 7 or item 8 services, and the CDD and risk controls those roles require.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/tax-agent-record-keeping-audit-evidencehttps://new.cassandraaml.com/resources/tax-agent-record-keeping-audit-evidenceWhat tax practices must retain under AML/CTF, how to store CDD and reporting evidence, and how to respond when AUSTRAC or the TPB asks to see it.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/bas-agent-aml-ctf-checklisthttps://new.cassandraaml.com/resources/bas-agent-aml-ctf-checklistA practical AML/CTF checklist for BAS agents and bookkeepers: service scope, client money, entity services, CDD, reporting and the records to keep.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/bas-agent-client-money-trust-account-amlhttps://new.cassandraaml.com/resources/bas-agent-client-money-trust-account-amlWhen holding or controlling client money makes a bookkeeping service a designated service, and the CDD, reconciliation and monitoring controls that follow.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/bas-agent-bookkeeping-red-flagshttps://new.cassandraaml.com/resources/bas-agent-bookkeeping-red-flagsThe payment, structure and instruction patterns bookkeepers and BAS agents should escalate, and how to record the assessment without tipping off.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-aml-ctf-checklisthttps://new.cassandraaml.com/resources/accountant-aml-ctf-checklistA file-ready AML/CTF checklist for accountants: designated services, entity ownership, source of funds, reporting, training and audit-ready records.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-aml-risk-assessment-practicehttps://new.cassandraaml.com/resources/accountant-aml-risk-assessment-practiceHow accounting firms structure an AUSTRAC-aligned ML/TF/PF risk assessment: services, customers, channels, geography and the controls that respond.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-smsf-aml-guidehttps://new.cassandraaml.com/resources/accountant-smsf-aml-guideWhen SMSF establishment or trustee services are designated for accountants, and the CDD, ownership and reporting duties that attach to them.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/law-firm-designated-services-by-practice-areahttps://new.cassandraaml.com/resources/law-firm-designated-services-by-practice-areaA matter-level guide for Australian law firms deciding when conveyancing, transactions, entity work, trust services and client-money work enter AML/CTF scope.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-ctf-for-conveyancershttps://new.cassandraaml.com/resources/aml-ctf-for-conveyancersA complete Australian guide to conveyancing designated services, customer due diligence, settlement risk, delayed CDD, reporting and matter controls.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/when-conveyancing-designated-service-startshttps://new.cassandraaml.com/resources/when-conveyancing-designated-service-startsA milestone-based guide to when Australian conveyancing moves from general information into directly advancing a sale, purchase or transfer of real estate.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/conveyancing-delayed-cdd-settlement-deadlineshttps://new.cassandraaml.com/resources/conveyancing-delayed-cdd-settlement-deadlinesHow Australian conveyancers apply the buyer-side delayed CDD conditions, 28-day exchange limit, three-day settlement limit and shared verification rules.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/conveyancing-settlement-source-of-funds-red-flagshttps://new.cassandraaml.com/resources/conveyancing-settlement-source-of-funds-red-flagsA practical Australian conveyancing guide to funding changes, third-party payments, entity buyers, source-of-funds checks, enhanced CDD and SMR escalation.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/conveyancing-transfers-no-consideration-court-ordershttps://new.cassandraaml.com/resources/conveyancing-transfers-no-consideration-court-ordersWhen gifts, family transfers, financial agreements, consent orders and court-directed property transfers fall inside or outside conveyancing AML/CTF scope.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/legal-professional-privilege-aml-ctfhttps://new.cassandraaml.com/resources/legal-professional-privilege-aml-ctfHow Australian legal practices can separate privileged and non-privileged facts, preserve the reporting clock and use AUSTRAC's legal professional privilege form.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/law-firm-trust-account-item-3-amlhttps://new.cassandraaml.com/resources/law-firm-trust-account-item-3-amlA fact-based guide to when receiving, controlling, disbursing or managing customer money and property becomes a professional designated service for law firms.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/law-firm-entity-cddhttps://new.cassandraaml.com/resources/law-firm-entity-cddA practical law-firm workflow for identifying companies, trusts, representatives, beneficial owners and controllers before providing a designated legal service.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/real-estate-buyer-seller-customer-cddhttps://new.cassandraaml.com/resources/real-estate-buyer-seller-customer-cddWhy Australian real estate brokers have two statutory customers, when each service starts and how to complete proportionate buyer and seller due diligence.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/real-estate-delayed-cdd-uncooperative-counterpartieshttps://new.cassandraaml.com/resources/real-estate-delayed-cdd-uncooperative-counterpartiesA practical process for Australian real estate agents using delayed CDD, requesting counterparty information, recording reasonable steps and escalating risk.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/real-estate-buyers-agents-developers-off-the-planhttps://new.cassandraaml.com/resources/real-estate-buyers-agents-developers-off-the-planHow Australian buyer's agents, developers and in-house sales teams identify their real estate designated service, customers, start point and CDD duties.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/property-source-of-funds-entity-buyer-red-flagshttps://new.cassandraaml.com/resources/property-source-of-funds-entity-buyer-red-flagsA risk-based guide for Australian property professionals assessing source of funds, company and trust buyers, beneficial ownership and transaction red flags.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/law-firm-aml-ctf-checklisthttps://new.cassandraaml.com/resources/law-firm-aml-ctf-checklistA matter-level AML/CTF checklist for Australian law firms: designated services, party CDD, trust money, privilege, reporting and audit-ready files.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/law-firm-ongoing-monitoring-matter-triggershttps://new.cassandraaml.com/resources/law-firm-ongoing-monitoring-matter-triggersWhat ongoing customer due diligence means in a law firm: matter events, party changes, trust-money movements and the review cycle that keeps files current.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/law-firm-escrow-settlement-services-amlhttps://new.cassandraaml.com/resources/law-firm-escrow-settlement-services-amlWhen a law firm's escrow, settlement or controlled-money role is a designated service, and the CDD, authority and reconciliation controls that follow.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/conveyancer-aml-ctf-checklisthttps://new.cassandraaml.com/resources/conveyancer-aml-ctf-checklistA matter-file AML/CTF checklist for conveyancers: designated service start, vendor and purchaser CDD, settlement deadlines, reporting and records.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/conveyancing-ecdd-source-of-funds-guidehttps://new.cassandraaml.com/resources/conveyancing-ecdd-source-of-funds-guideWhen a conveyancing matter needs enhanced due diligence, how to verify source of funds and wealth, and the evidence a settlement file should hold.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/conveyancing-counterparty-identification-guidehttps://new.cassandraaml.com/resources/conveyancing-counterparty-identification-guideWhich parties a conveyancer must identify and verify, how to handle uncooperative counterparties and what the file must show for each role.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/real-estate-agent-aml-ctf-checklisthttps://new.cassandraaml.com/resources/real-estate-agent-aml-ctf-checklistA listing-to-settlement AML/CTF checklist for real estate agents: vendor and purchaser CDD, counterparty deadlines, delayed CDD and reporting.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/real-estate-ongoing-monitoring-relationshipshttps://new.cassandraaml.com/resources/real-estate-ongoing-monitoring-relationshipsHow real estate agencies monitor relationships between transactions: repeat sellers, off-the-plan projects, buyer's agents and risk-based review triggers.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/real-estate-reliance-agreements-guidehttps://new.cassandraaml.com/resources/real-estate-reliance-agreements-guideHow real estate agencies can rely on another entity's completed checks, what the agreement must cover and what the agency still owns.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/tcsp-company-trust-formation-cdd-checklisthttps://new.cassandraaml.com/resources/tcsp-company-trust-formation-cdd-checklistA file-ready customer due diligence checklist for Australian trust and company service providers creating companies, express trusts and related structures.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/tcsp-complex-structure-beneficial-ownershiphttps://new.cassandraaml.com/resources/tcsp-complex-structure-beneficial-ownershipA practical Australian guide to tracing indirect ownership and control through companies, trusts, nominees and foreign entities for defensible TCSP CDD.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/tcsp-ongoing-monitoring-review-triggershttps://new.cassandraaml.com/resources/tcsp-ongoing-monitoring-review-triggersA practical framework for TCSP transaction and behaviour monitoring, event-driven KYC updates, risk reviews, escalation and evidence under Australian AML/CTF law.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/tcsp-refusal-exit-suspicious-activityhttps://new.cassandraaml.com/resources/tcsp-refusal-exit-suspicious-activityHow Australian trust and company service providers can pause, refuse, continue or exit work after unusual activity while protecting SMR information.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/jeweller-aml-ctf-obligations-australiahttps://new.cassandraaml.com/resources/jeweller-aml-ctf-obligations-australiaA practical guide to when Australian jewellers are regulated, what their AML/CTF program must cover and how CDD, linked payments and reporting work at the counter.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/precious-items-linked-transactions-guidehttps://new.cassandraaml.com/resources/precious-items-linked-transactions-guideHow jewellers and precious-items dealers identify linked cash and virtual-asset payments, recognise the A$10,000 service threshold and keep TTR analysis separate.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/bullion-dealer-aml-ctf-operationshttps://new.cassandraaml.com/resources/bullion-dealer-aml-ctf-operationsA day-to-day Australian bullion compliance guide covering designated services, the sub-A$5,000 initial-CDD exemption, monitoring, TTRs, SMRs and evidence.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/precious-items-cash-virtual-asset-red-flagshttps://new.cassandraaml.com/resources/precious-items-cash-virtual-asset-red-flagsA frontline Australian guide to suspicious customer, payment, product, delivery and jurisdiction indicators for jewellers and precious-items dealers.Sat, 01 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/tcsp-aml-ctf-checklisthttps://new.cassandraaml.com/resources/tcsp-aml-ctf-checklistA file-ready AML/CTF checklist for Australian TCSPs: formation, registered office, nominee roles, CDD, ongoing monitoring and reporting evidence.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/tcsp-foreign-entities-offshore-risk-guidehttps://new.cassandraaml.com/resources/tcsp-foreign-entities-offshore-risk-guideHow Australian TCSPs assess and control the risk of foreign entities, offshore structures, nominee layers and cross-border ownership in their files.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/trustee-company-aml-ctf-obligations-guidehttps://new.cassandraaml.com/resources/trustee-company-aml-ctf-obligations-guideWhat Australian trustee companies and corporate trustees must test under AML/CTF: trustee services, control analysis, CDD and ongoing duties.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/precious-metals-dealer-aml-ctf-checklisthttps://new.cassandraaml.com/resources/precious-metals-dealer-aml-ctf-checklistA transaction-level AML/CTF checklist for Australian precious-metals, stones and products dealers: thresholds, CDD, linked transactions and reporting.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/jeweller-risk-assessment-store-operationshttps://new.cassandraaml.com/resources/jeweller-risk-assessment-store-operationsHow jewellers and store-based dealers build a proportionate AML/CTF risk assessment across products, customers, cash, repairs and consignment.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/gold-silver-coin-legal-tender-amlhttps://new.cassandraaml.com/resources/gold-silver-coin-legal-tender-amlHow Australian dealers should classify gold and silver coins, legal-tender questions, bullion versus precious-items thresholds and the records to keep.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-ctf-for-virtual-asset-service-providershttps://new.cassandraaml.com/resources/aml-ctf-for-virtual-asset-service-providersA practical guide to Australia's virtual asset designated services, registration, AML/CTF program, CDD, travel rule, monitoring, reporting and record-keeping obligations.Wed, 05 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/vasp-registration-transition-austrac-2026https://new.cassandraaml.com/resources/vasp-registration-transition-austrac-2026What Australian virtual asset businesses must do after the 29 July 2026 transition deadline, including registration, legacy DCE transition and commencement dates.Wed, 05 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/virtual-asset-travel-rule-australiahttps://new.cassandraaml.com/resources/virtual-asset-travel-rule-australiaA role-based guide to payer, payee and tracing information, custodial and self-hosted wallets, secure transfer messages and travel-rule records in Australia.Wed, 05 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/self-hosted-wallet-due-diligence-australiahttps://new.cassandraaml.com/resources/self-hosted-wallet-due-diligence-australiaA practical, risk-based workflow for classifying self-hosted wallets, identifying controllers, assessing blockchain exposure and documenting transfer decisions.Wed, 05 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/vasp-cdd-beneficial-ownership-guidehttps://new.cassandraaml.com/resources/vasp-cdd-beneficial-ownership-guideA practical CDD workflow for VASP customers, representatives and beneficial owners, including purpose, expected activity, PEPs and enhanced CDD triggers.Wed, 05 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/virtual-asset-transaction-monitoring-red-flagshttps://new.cassandraaml.com/resources/virtual-asset-transaction-monitoring-red-flagsHow Australian VASPs combine on-chain and off-chain monitoring, design risk-based alerts, investigate red flags and escalate suspicious matters.Wed, 05 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/vasp-reporting-record-keeping-australiahttps://new.cassandraaml.com/resources/vasp-reporting-record-keeping-australiaA current guide to SMRs, TTRs, IFTIs, future IVTS and self-hosted-wallet reports, plus seven-year transaction, CDD and travel-rule records.Wed, 05 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/stablecoin-aml-ctf-australiahttps://new.cassandraaml.com/resources/stablecoin-aml-ctf-australiaHow Australian issuers, exchanges and platforms should classify stablecoins, apply VASP designated services and manage the risks unique to pegged assets.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/vasp-wallet-screening-chain-analytics-australiahttps://new.cassandraaml.com/resources/vasp-wallet-screening-chain-analytics-australiaHow Australian VASPs use wallet screening and blockchain analytics, what evidence to retain and why provider results are not automatic decisions.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/vasp-counterparty-due-diligence-travel-rulehttps://new.cassandraaml.com/resources/vasp-counterparty-due-diligence-travel-ruleWhat Australian VASPs must know about counterparties under the travel rule: discovery, verification, information exchange and failure handling.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/nft-and-collectible-virtual-assets-aml-australiahttps://new.cassandraaml.com/resources/nft-and-collectible-virtual-assets-aml-australiaHow Australian businesses should decide whether an NFT or collectible token is a virtual asset, and the designated services that follow.Thu, 06 Aug 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-engagement-scope-change-recordhttps://new.cassandraaml.com/resources/accountant-engagement-scope-change-recordKeep a clear service decision when routine accounting work moves into company formation, transaction assistance or another potentially designated service.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-customer-representative-authorityhttps://new.cassandraaml.com/resources/accountant-customer-representative-authoritySeparate the customer, contact person and authorised representative when an accounting practice receives instructions for a designated service.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-discretionary-trust-cdd-filehttps://new.cassandraaml.com/resources/accountant-discretionary-trust-cdd-fileOrganise the deed, amendments, trustee authority, beneficiary descriptions and control analysis into a reviewable trust customer file.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-corporate-trustee-control-maphttps://new.cassandraaml.com/resources/accountant-corporate-trustee-control-mapKeep company shareholders and directors separate from trust roles when tracing the people relevant to an accounting client's designated service.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-existing-client-new-service-reviewhttps://new.cassandraaml.com/resources/accountant-existing-client-new-service-reviewReview service scope, reusable evidence and the correct customer transition rules when a long-standing tax client requests different work.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-outsourced-company-formation-responsibilityhttps://new.cassandraaml.com/resources/accountant-outsourced-company-formation-responsibilityDocument what the accounting practice and formation provider each do, separating designated-service scope from outsourced AML functions and CDD reliance.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-aml-file-review-handoverhttps://new.cassandraaml.com/resources/accountant-aml-file-review-handoverReview the reasoning and unresolved actions in an accounting AML file before another staff member takes responsibility for the next service step.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/accountant-client-migration-aml-triagehttps://new.cassandraaml.com/resources/accountant-client-migration-aml-triageImport existing accounting contacts without confusing a successful data transfer with a completed service assessment, CDD decision or customer transition review.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-initial-cdd-information-gapshttps://new.cassandraaml.com/resources/aml-initial-cdd-information-gapsDistinguish a missing document, inconsistent information and an unresolved identity question before allowing a designated service to proceed.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-delayed-cdd-decision-recordhttps://new.cassandraaml.com/resources/aml-delayed-cdd-decision-recordDocument the applicable delay provision, permitted outstanding verification, risk controls, completion deadline and stop conditions before providing a service.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-ecdd-escalation-approval-recordhttps://new.cassandraaml.com/resources/aml-ecdd-escalation-approval-recordTurn an enhanced-CDD trigger into focused inquiries, a documented decision and appropriate approval rather than an unexplained request for more documents.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-screening-name-match-resolutionhttps://new.cassandraaml.com/resources/aml-screening-name-match-resolutionDistinguish a provider alert, an unresolved possible match and a supported decision, with special care for Australian targeted financial sanctions.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-overseas-document-assessmenthttps://new.cassandraaml.com/resources/aml-overseas-document-assessmentAssess the issuer, document meaning, reliable corroboration and translation needs without treating every overseas customer or document as automatically high risk.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-customer-data-correctionshttps://new.cassandraaml.com/resources/aml-customer-data-correctionsCorrect inaccurate customer information, reassess affected checks and retain the necessary history without treating an audit log as a reason to leave bad data in use.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-manual-monitoring-registerhttps://new.cassandraaml.com/resources/aml-manual-monitoring-registerConnect expected customer activity, events, review owners and outcomes in a manual process, and recognise when volume or complexity requires automation.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-regulatory-change-controlhttps://new.cassandraaml.com/resources/aml-regulatory-change-controlAssess updated guidance against the practice's services, policies, forms and training, then record the decision and any required approval.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-provider-outage-manual-workflowhttps://new.cassandraaml.com/resources/aml-provider-outage-manual-workflowSeparate technical failure from an adverse customer result, control the service boundary and use an alternative verification method only where permitted.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-outsourcing-vs-reliance-controlshttps://new.cassandraaml.com/resources/aml-outsourcing-vs-reliance-controlsIdentify whether another business performs AML functions, supplies a tool or provides CDD for lawful reliance, then document responsibilities and records access.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-cdd-evidence-privacy-accesshttps://new.cassandraaml.com/resources/aml-cdd-evidence-privacy-accessDesign collection, access, retention and disclosure controls around the evidence actually needed for AML work, including small reporting entities.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/aml-suspicion-internal-escalation-recordhttps://new.cassandraaml.com/resources/aml-suspicion-internal-escalation-recordSeparate observed facts, an unusual event and reasonable grounds for suspicion, with a clear decision owner, protected record and reporting clock.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/conveyancing-voi-and-aml-cddhttps://new.cassandraaml.com/resources/conveyancing-voi-and-aml-cddDistinguish electronic-conveyancing identity, authority and right-to-deal controls from the additional matters considered in AML customer due diligence.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/real-estate-joint-owners-representatives-cddhttps://new.cassandraaml.com/resources/real-estate-joint-owners-representatives-cddMap each relevant property customer and representative instead of treating the listing contact, authorised signatory and all joint owners as one person.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/precious-items-refunds-third-party-paymentshttps://new.cassandraaml.com/resources/precious-items-refunds-third-party-paymentsConnect purchases, returns, requested refunds and third-party involvement to a factual review without assuming every unusual retail transaction is criminal.Mon, 26 Oct 2026 00:00:00 GMThttps://new.cassandraaml.com/resources/vasp-travel-rule-information-mismatchhttps://new.cassandraaml.com/resources/vasp-travel-rule-information-mismatchIdentify the institution's role, required information and mismatch, then retain a controlled request, risk-based response and decision trail.Mon, 26 Oct 2026 00:00:00 GMT